Legal

Terms of Use

Full terms of use are being prepared by counsel and will be posted here before public launch. In the meantime:

• This site provides general consumer information and advocacy tools. It does not constitute legal advice.
• Pet Insurance Watch is operated by Elmtide LLC (Wisconsin) and is not affiliated with any insurance company.
• Pet insurance carriers and policies referenced are owned by their respective companies. All trademarks belong to their owners.
• Submissions to the public dataset are anonymous and reviewed before publication. We may decline to publish reports that fail verification.

Last updated: April 7, 2026